body {
color: #000099;
background-image: url( "images/bkgrnd.jpg" );
background-color: #ffffff;
background-repeat: repeat-y;
background-attachment: fixed;
background-position: 0% 0%;
margin-top: 50px;
margin-right: 50px;
margin-bottom: 50px;
margin-left: 200px
}

a:link {
color: #0000cc;
background-color: transparent
}

a:active {
color: #0000cc;
background-color: transparent
}

a:visited {
color: #000099;
background-color: transparent
}

h1 {
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 32pt;
font-style: italic;
text-align: center;
clear: both
}

h2 {
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 26pt;
font-style: normal;
text-align: center;
clear: both
}

h3 {
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 18pt;
font-style: normal;
text-align: left;
clear: both
}

h4 {
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 16pt;
font-style: normal;
text-align: center;
border-top-width: thick;
border-right-width: thick;
border-bottom-width: thick;
border-left-width: thick;
border-top-color: #ffffff;
border-right-color: #ffffff;
border-bottom-color: #ffffff;
border-left-color: #ffffff;
border-top-style: ridge;
border-right-style: ridge;
border-bottom-style: ridge;
border-left-style: ridge;
padding: 4pt;
clear: both;
width: 400px;
height:425px;
}

h5 {
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 16pt;
font-style: normal;
text-align: center;
clear: both;
}

h6 {
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 16pt;
font-style: normal;
text-align: left;
clear: both;
}

p {
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 16pt;
font-style: normal;
text-align: left;
white-space: normal
}

p.center {
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 16pt;
font-style: normal;
text-align: center;
white-space: normal
}

p.indent {
color: #000099;
background-color: transparent;
font-family: serif;
font-style: normal;
font-size: 16pt;
text-align: left;
white-space: normal;
text-indent: .3in;
}

p.grcenter {
color: #000099;
background-color: transparent;
text-align: center;
white-space: normal
}

ul {
list-style-image: url( "graphics/bullet.jpg" );
list-style-position: inside;
list-style-type: square;
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 14pt;
font-style: normal;
text-align: left;
white-space: normal
}

blockquote {
color: #000099;
background-color: transparent;
font-family: serif;
font-size: 16pt;
font-style: normal;
text-align: left;
white-space: normal
}

address {
color: #000099;
background-color: transparent;
font-family: serif;
font-style: italic;
font-size: 16pt;
text-align: center;
white-space: normal
}